7 Key Things to Do Before Buying a House


Owning your own home is every adult’s dream. There’s nothing quite like having a place on this earth that’s yours and yours alone. However, you might not be sure about the things to do before buying a house.

The preparation for buying a home can be a long process that’s difficult to navigate, but no worries. We have 7 tips you should follow before buying a house.

  1. Research Your Location

Moving can be a difficult affair as it is. The last thing you want is to buy a home somewhere, and realize a year or two later that you hate where you live. Additionally, if you’re moving abroad, you need to know what steps you should take before making the leap.

  1. Shore Up Your Credit

One of the first things to do before buying a house, before you even start shopping around, is to clear up your credit score. Applying for mortgages and getting approved for the rates you want or need is tough. Don’t make it harder for yourself by having a rough credit situation from the get-go.

  1. Solidify Your Budget

Even once you’ve repaired or firmed up your credit, you need to plan for your monthly budget. If you’re used to renting somewhere where some or all of your utilities are covered, you’ll have to adjust to paying for those separately. The basic rule of thumb for housing is that it should cost only 30% of your monthly income, so plan around that.

  1. Find Your Vision

Are you wild about hardwood floors? Do you adore bay windows? Will that decorative wainscotting still hold its appeal years down the line, or look dated and gross?

Everyone has some ideas about their future home, be it walls, flooring, furniture, windows, what have you. Take some time to reflect and figure out yours so you have an idea of what you’re looking for.

  1. Get Choosy With Your Agents

Not all real estate agents or agencies are created equal. Dig into your research. Whether you choose a housing hub like this company, or go speak with agents in person, you need to make sure you trust your agent to find something worthwhile.

  1. Buy for Now and the Future

Here’s where you need to sit down and think about your plans. If you plan to start a family in the near future, that 2-bed, 1-bath house won’t be big enough. If your children are almost adults, your 4-bed, 3-bath home will soon become too big for you.

Don’t just buy for your current needs. Consider what you’re most likely to need in the future.

  1. Decide if It’s Worth the Investment

Let’s face it: buying a home is one of the largest investments you will ever make in your life. You’ll be paying on the mortgage for at least 3 decades. Before you set things into motion, you should think carefully about whether it’s worth the investment.

Let’s Review What Things to Do Before Buying a House

Thinking about all the things to do before buying a house can get overwhelming, so let’s recap.

You need to do everything you can to shore up your credit and budget. Then, research your agent and new home’s location. Once you’ve done all that, and settled on a vision, you’re ready for buying a home.

If you enjoyed this article about the home buying process and would like to read more home improvement and other real estate content, check out our blog daily for more!

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